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Sistema de saldar deudas (Chile)

Fintech B2C platform that helps Chilean users negotiate and settle debts with banks and financial institutions. Covers 3 brands in production (Santander, Santander Consumer, Scotiabank).

Product built at Destacame as Frontend Architect. Integrates Django microservices with a Vue/Nuxt frontend and handles sensitive PII flows and financial compliance. A single tech foundation serves 3 commercial brands with independent branding and business rules.

Technical skills

  • Vue
  • Nuxt
  • TypeScript
  • Django
  • Python
  • AWS
  • Microservicios

View case study

Sistema de saldar deudas (Chile) View case study

01 · Problem

Chilean users lacked a clear channel to regularize debts and financial institutions were losing significant collections. Sensitive data (PII) + LATAM financial compliance + need to serve multiple commercial brands from the same technical platform.

02 · Process

As Frontend Architect I orchestrated Django microservices with Vue/Nuxt frontend: eligibility → offer → payment. PII handling with encryption in transit and at rest. Bureau integrations + KYC verification. White-label branding to serve Santander, Santander Consumer and Scotiabank from a single codebase.

03 · Result

Platform with 3 brands in production (Santander, Santander Consumer, Scotiabank) serving the Chilean market. Measurable improvement in collection operational efficiency and end-user experience (detailed metrics under NDA).

Metrics

  • market: Chile
  • brands: Santander, Santander Consumer, Scotiabank
  • compliance: PCI DSS aware · KYC · PII handling
  • architecture: Vue/Nuxt + Django microservices + AWS

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